If you ask me to name the proudest distinction of Americans, I would choose — because it contains all the others — the fact that they were the people who created the phrase to make money. No other language or nation had ever used these words before; men had always thought of wealth as a static quantity — to be seized, begged, inherited, shared, looted, or obtained as a favor. Americans were the first to understand that wealth has to be created.—Ayn Rand, Atlas Shrugged.